CIMA® CE Library
Helping CIMA certificants meet their CIMA certification CE obligation
The Forum CIMA CE Library allows CIMA certificants to earn CE hours - at no cost and at any time 24/7 - to help meet your obligation as a CIMA certificant, as well as the CE/CPD requirements of 15 regulators, associations, institutes and designations.
Within one to three business days of you completing a CIMA CE Quiz successfully, your CE accreditation will be logged and tracked for you on your Forum MyCE record. The Forum will then report the CIMA CE hours to IMCA International on your behalf so they appear in your MyIMCA record within a further two to three US business days.
While some still firmly believe that values and ethics have no part to play in investing, the tide is turning. Values play a vital role in investment and business decisions - and, increasingly, investors care about more than just financial returns.
What influence do personal values have on our behaviour, as individuals? And how do those values interact with professional standards and ethics?
A recent paper that addresses one of the most pressing issues facing the financial community - how to construct long-term investment portfolios to best fit the needs of those saving for retirement - questions the appropriateness of many commonly used techniques.
Time-based rebalancing is inefficient. Research suggests that tolerance band rebalancing strategies minimise trading and boost portfolio returns. Such threshold approaches may be used in both the portfolio accumulation and decumulation phase, and act as a pre-commitment device for clients.
Advisers are increasingly eschewing active managed fund managers, and instead are supplanting themselves as tactical managers of "passive" ETF funds.
There is a growing body of evidence suggesting that chronological (C) age is dominated by biological (B) age as a better proxy for longevity risk. Practitioners must consider both ages when building portfolios and structuring retirement spending strategies.
Two recent studies shed light on retirement income planning. One proposes a framework to avoid the pitfalls of shortfall probabilities. The other finds biological age impacts spending rates.
While the use of a discount rate to compare strategies or choices that are dispersed or occur over time is useful, the proper discount rate is the investor's expected rate of return, means that the "right" discount rate will vary from one person to the next.
The danger that sequence of return risk can devastate a retirement portfolio is both increasingly recognised and frequently misunderstood. Three research-driven strategies can help manage it.