Rather than being an alternative, social media is just another way to do networking and referral marketing. If you're struggling to dip your toe in social media, here's how to get started.

The rule of thumb 4% pa safe withdrawal rate has proven fairly robust in ensuring most retirees don't run out of money, but it is coming under pressure in the current environment.

In an ideal world, clients would immediately implement the advice they're given. The real world is very different, of course. The growing body of behavioral finance and psychology research can help.

This presentation discusses what advisers from around the world are doing to ensure their clients are more likely to implement the recommendations of their financial adviser.

New research suggests that advisers should stop telling Gen X and Gen Y clients to save more now and, instead, simply help them to save more tomorrow.

Recent research shows that bucket strategies can result in less optimal retirement outcomes. So rather than invest that way, why don't we just report that way?

What really does, and does not, cause a retirement plan to run out of money? The true danger for many is not a market crash or black swan event.

What is risk parity investing? What are the practical challenges of implementing such strategies in portfolios? Why might risk parity portfolios represent a better way to protect clients through diversification.

Make sure you think about how choices are delivered to your clients - choice architecture can help nudge them in the right direction.

It's time we financial planners stopped viewing clients who don't implement as "bad clients" and instead develop the skills to motivate them to do it.

Just because starting conditions are suboptimal does not guarantee that safe withdrawal rates will fail today's retirees.

Most planners struggle to reach and effectively serve Gen X and Gen Y, tending instead to focus their on baby boomers. But it's quite possible serve at least a fairly wide swath of Gen X and Gen Y.

The reality is that saying "You can trust me" is actually a terrible way to establish trust, especially when it's done using complex jargon that most consumers don't understand.

I suspect that one reason financial plans often don't turn out as expected is that the budgeting/cash flow planning doesn't do enough to plan for irregular expenses.

Despite financial advisory firms growing more efficient through technology, research in psychology and anthropology suggests that there may still be a limit to the number of clients we can take on...

Dynamic asset allocation, MPT, risk premia, and how to get the regulator on board with a DAA approach.

Your client is demanding you go to cash. Was your risk assessment wrong? Not necessarily. His risk tolerance is much the same, but his risk perception has changed.

Your usually rock-solid client calls demanding that you go to cash. Was your risk assessment wrong? Not necessarily. His willingness to accept a loss is pretty much the same, but his perception of risk has changed. Here's how to manage the difference...

"Save a healthy portion of your income every year from the start of your working years to the end" is a standard of retirement planning advice. But the better path to retirement success may not be to save a flat percentage of income every year at all...

The risk of using MPT - like any model - is that if poor inputs go into the model, poor results will come out...