A Floor with an Upside best

James Dunn | PortfolioConstruction Forum | 10 July 2013

The confluence of market risk, sequencing risk and reinvestment risk that comes into play when a person approaches retirement is probably the greatest challenge facing the financial adviser. This because these factors are not only financial - they are psychological, too.

Every client has different needs in retirement, but common to all is the need for secure cashflow to replace a wage, and the need for future income from a wealth portfolio. The retiree's risk profil...