Remember the Tech bubble? I seriously believed that Wall Street would never again be so stupid. Or should I say, never again would Wall Street make us all feel so stupid. But, no, less than five years after the Tech bubble burst, banks were lending to anyone with a birth certificate and investment banks were creating, mass producing and securitising NINJA mortgages and selling them to the world. Regulation, what regulation? The whole rotten system had to be baile...