Research Review: Financial literacy and sequencing risk

Ron Bird  |  ANU & Portfolio Construction Forum  |  28 September 2022  |  2.00 CE

With ever greater participation in superannuation, the accumulated sum held by those entering retirement is often significant.

One of the particular concerns associated with a large amount of money being under the control of older people is whether they have the cognitive ability and financial acumen to be able to invest the funds effectively. The first paper below examines the correlation between financial literacy and better financial decision-making, finding - perhaps unsurprisingly - that those with higher financial literacy show superior fina...

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