The current financial advice model serving retirees is suboptimal.

Despite a sluggish US economy, drift toward recession in Europe, and China slowdown, global monetary policy means equities will continue to outshine bonds.

How good are Chinese policymakers? US data creeping better. A pick up in global momentum...

Volatility is a risk for any portfolio that has cash flows, irrespective of investment time horizon. The culprit is sequencing risk, the risk of returns occurring in an adverse order.

Dynamic asset allocation, MPT, risk premia, and how to get the regulator on board with a DAA approach.

How governments will reduce debt is the subject of considerable debate. One option seems most likely.

The US is exporting coal, the West citizens is falling out of love with autos. Still bullish oil prices?

On the Reader's Digest NZ Most Trusted Professions 2012 survey, financial advisers ranked 31 out of 40. To improve trust, we need to deliver the advice services clients value most - and a recent survey provides valuable insights into what that is...

Last month's Finology Conference introduced a new term for a subject financial advisers deal with every day. We spoke with delegates to get their key takeouts - for example, the importance of making financial planning fun.

If we step back and consider risk in the context that risk management experts do, we can test the key issue - a client's capacity for absorbing different risk events.

Soft, albeit stable data for Septemer so far; world imbalances improving; protests aboard; Japan's issues getting bigger?; China, where it is also pouring; QE3/QE Infinity

Is gold the ultimate currency? How do we feel about a currency that lost 79% purchasing power from 1980 to 2000?

We need to understand and assess four aspects of risk to truly understand a client's risk profile and create a portfolio that allows him/her to sleep well at night.

Videos, presentations, podcasts and papers from the jam-packed three day program featuring 50 international and local investment experts sharing their thoughts on the challenge of tHiNkInG oUtSiDe ThE bOx about constructing portfolios.

The field of emotional finance emphasises the difference between actual and perceived risk. Perceived risk may be at its lowest when actual risk is highest...

The Fed seems to have shifted the balance of its twin mandate, prioritising reducing unemployment. Meanwhile, we are in the early days of a 'new' China...

Your client is demanding you go to cash. Was your risk assessment wrong? Not necessarily. His risk tolerance is much the same, but his risk perception has changed.

Your usually rock-solid client calls demanding that you go to cash. Was your risk assessment wrong? Not necessarily. His willingness to accept a loss is pretty much the same, but his perception of risk has changed. Here's how to manage the difference...

This month marks the end of the first year of the FMA's audits of advisers. Far from relaxing its vigilence, it plans to increase contact with advisers, increasing monitoring visits and introducing a new "verification visit" regime...

While consumers conduct more and more of their own research on their financial options, advisers are actually better placed to gain credibility and trust - largely through cloud computing - according to Brian Greer, national sales manager with Allied Kiwi, and a speaker at next week's Finology Conference in Auckland...