Retirement income planning is a relatively new field that differs from traditional wealth accumulation. Eight key ideas serve as a manifesto for my approach to retirement income planning.

We expect the US election to start mattering to markets at the end of August, once the two candidates are chosen. Policy uncertainty will rise and the US equity risk premium with it.

Retirees and their pensions are being sacrificed for what now passes as "the greater good." ZIRP has created a massive problem for retirement savers and pension fund managers. NIRP will make their problem worse.

In Fodder this week - NIRP - is it the death knell for retirement? With Tim Farrelly, Woody Brock, John Mauldin, Joanne Earl, and Joanne Warner

In Fodder this week - NIRP - is it the death knell for retirement? With Tim Farrelly, Woody Brock, John Mauldin, Joanne Earl, and Joanne Warner

I awoke to read three pieces in the papers. These items contained news that would have surprised nobody, had global economic and market commentators been doing their job of properly interpreting the news.

The worlds of business, investing, and sports are awash in numbers, yet we rarely pause to consider what makes for a suitable statistic.

Diversification, stats and unconventional monetary policy, with articles from Michael Kitces, Michael Mauboussin, Oliver Hartwich & Nouriel Roubini. Plus Bob Gay's presentation from Markets Summit 2016.

Diversification, stats and unconventional monetary policy, with articles from Michael Kitces, Michael Mauboussin, Oliver Hartwich & Nouriel Roubini. Plus Bob Gay's presentation from Markets Summit 2016.

You may have concluded by now that the euro crisis is over. If you are a realist, however, you would be looking at two figures and know that we are still right in the middle of the euro crisis. And it has become permanent.

Even multi-asset-class portfolios aren't always really diversified. Being properly diversified means always having to say you're sorry about some investment that's not moving in the same direction as the rest.

Unconventional monetary policies have themselves become conventional. Monetary policymakers will have to continue their fight with a new set of "unconventional unconventional" policies.

In Fodder this week - Michael Furey, Robert Gay, Anatole Kaletsky, Oliver Hartwich, & Mugunthan Siva. Get invloved in the conversation & have your say!

In Fodder this week - Michael Furey, Robert Gay, Anatole Kaletsky, Oliver Hartwich, & Mugunthan Siva. Get invloved in the conversation & have your say!

One might argue that Australia's high dividend yield, currently lower PE Ratio and generally smaller companies means the Australian equity market behaves like a global small cap with a value style tilt. Is that true?

In the last 10 years, many companies from emerging economies have closed the corporate governance gap relative to their developed market counterparts. Such companies find themselves in a sweet spot.

No one expected the FOMC to change its policy rate from 0.25% to 0.50% this month - but this month's meeting still provided plenty of unusual twists that warrant serious thought.

This week, we start with two seemingly diametrically opposed views on the impact of sequencing risk and how to manage it, from Tim Farrelly and Michael Kitces. Plus Chris Watling, Oliver Hartwitch & Moshe Milevsky.

This week, we start with two seemingly diametrically opposed views on the impact of sequencing risk and how to manage it, from Tim Farrelly and Michael Kitces. Plus Chris Watling, Oliver Hartwitch & Moshe Milevsky.

Sequencing risk is just as relevant for accumulators as it is retirees. Decreasing growth asset exposures in the lead up to retirement may be a very appealing risk management strategy.